Credit Analysis & Scoring

Independent credit risk analysis and valuation services, combining market expertise, proprietary data and technology to deliver robust assessments, pricing insights and portfolio monitoring across private debt investments.

Our Role

Combining proprietary analytics, market expertise and ESG inputs from specialized partners, we provide independent credit risk analysis and valuation services designed for private debt investors, lenders and asset managers.

Credit Risk Analysis

Our analytical framework combines financial analysis, market intelligence and proprietary models to provide a robust assessment of risk drivers, pricing dynamics and valuation parameters across debt instruments.

ESG Integration

We explicitly and systematically include all material ESG factors in our credit analysis, assessing their potential impact on an issuer's financial performance and ability to service its debt, in line with UNPRI principles.

Holistic Credit Risk Analysis

Our analysis goes beyond standardized models to include qualitative factors such as management quality, strategic positioning, and industry dynamics, providing a more nuanced and complete evaluation of credit risk.

Bespoke Industry & Factor Analysis

We develop customized analytical frameworks that incorporate factors specific to the industry and market conditions in which an entity operates, delivering a more tailored and relevant assessment of credit risk.

The Aether Advantage

Valuing private debt investments requires more than a periodic review of historical financial information. It requires continuous monitoring of risk, market conditions and issuer-specific developments that may affect fair value over time. Aether supports this process through CAPP (Credit Analysis and Pricing Platform), its proprietary credit analytics and valuation infrastructure, used in the delivery of independent valuation services and portfolio monitoring assignments. CAPP enables the production, documentation and auditability of analyses and valuations while ensuring consistency, traceability and ongoing monitoring across private debt portfolios.

Access to our platform

ESG Considerations in Credit Analysis

Where relevant, ESG factors are considered as part of our broader credit risk and valuation analysis. Our focus is on identifying ESG-related developments that may have a material impact on an issuer's operating performance, financing conditions, risk profile or valuation over time.To support this assessment, we may draw on information, research and expertise provided by specialized ESG partners alongside our own financial, credit and market analysis.

A Consistent Analytical Framework

Private debt investors, lenders and issuers often operate in environments where public ratings and observable market references are limited or unavailable.Aether provides a consistent analytical framework combining credit risk analysis, pricing insights and valuation expertise to support financing decisions, portfolio monitoring and capital structure discussions throughout the lifecycle of a debt investment.

Confidential Consultation

To discuss an independent assessment of your credit profile, please contact us.